MCA consolidation and refinancing
Find your path off stacked MCAs.
Paolo The Source helps businesses stacked on merchant cash advances find a path off them. Based on your open positions and total balance, the plan can mean consolidating, refinancing, or new MCA funding when the terms make sense.
- No hard inquiry
- No obligation
- About 30 minutes, by phone
Who it's for
If this sounds like your business, start here.
Stacked positions. More than one merchant cash advance open at once.
Daily or weekly payments. ACH pulls from your account every day or every week.
No clear way out. You want a plan for the total balance across every position.
Bring your open positions to the call.
How it works
Four steps, and nothing starts until you say so.
Book your free call.
Pick a time and we call you. It takes about 30 minutes. No hard inquiry and no obligation.
We map your positions.
Every open advance, its payment schedule, and the total balance across all of them.
You see your options.
Consolidation, refinancing, or new funding when the terms make sense, with what each would cost before anything starts.
You decide.
No obligation and no pressure. Take the plan and think it over.
Consolidation vs. refinancing
Two ways off, depending on your positions.
Consolidating rolls several open advances into one position, so the business makes one payment instead of several.
Refinancing replaces an advance with new funding on different terms. Which one fits, if either, depends on how many positions are open and the total balance.
Revenue of $10,000 a month or more? See the lender network
What clients say
Verified Client
“Great customer service, and refreshingly knowledgeable about changes in credit worthiness and financial institutions.”
Professionella TV Verified Client
“Paolo is very knowledgeable and very responsive.. but most importantly he will go above and beyond to help! I will definetely recommend him and his services! Thank you Paolo!!”
Ekua J
Individual results vary.
Common questions
What is MCA consolidation?
Combining several open merchant cash advances into one position, so the business makes one payment instead of several. Whether it fits depends on your open positions and total balance.
What's the difference between consolidating and refinancing an MCA?
Consolidating combines several advances into one. Refinancing replaces an advance with new funding on different terms. On the call we look at your positions and show you which, if either, makes sense.
Can you help with new MCA funding?
Yes, when the terms make sense for the business. New MCA funding is one of the options we look at.
What should I bring to the call?
A list of your open advances, their payment schedules and what's left on each. Rough numbers are fine.
What does the strategy call cost?
Nothing. The strategy call is free, with no hard inquiry and no obligation. If there's a fit, you see the next steps and what they cost before any work starts.
Is Paolo The Source a lender?
No. Paolo The Source helps business owners prepare and present funding applications to third-party lenders and issuers. Those lenders and issuers make every approval decision and set the limits, rates and terms.
Related services
- See the lender network
Revenue-based funding
Term loans, lines of credit and revenue-based financing up to $250,000
- See 0% funding
0% business funding
$50,000 to $250,000 at 0% for the first 12 to 18 months
- Build business credit
Business credit building
A credit profile under your EIN, so the business borrows on its own
- Read the FAQ
Questions?
Answers on funding, credit and the free call
Get a plan for your MCAs.
Book a free strategy call. Bring your open positions and leave with your options.
- No hard inquiry
- No obligation
- About 30 minutes, by phone
Questions first? Text or call (909) 346-2320, or email support@paolothesource.com.
Paolo The Source is not a lender. Approval decisions, limits and terms are set by third-party lenders and issuers, and no one can promise a specific result or timeline.